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How businesses can take back control of rising card payment costs

For many small and medium-sized businesses, the cost of accepting card payments can feel like a fixed burden—something dictated by banks, networks, and providers with little room for negotiation. That sense of powerlessness has only intensified in recent years. As more transactions moved online, particularly during and after the pandemic, businesses saw a sharp rise […]

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Circle and Sasai Look to Bring USDC-Based Payments Deeper into Africa

Circle is moving to widen the reach of its dollar-backed stablecoin, USDC, through a new collaboration with Sasai Fintech, the payments arm of Cassava Technologies. The initiative is aimed at expanding digital-dollar payment options and strengthening blockchain-based financial rails across African markets. The announcement signals a broader push to use stablecoins not just as crypto

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Huawei and Yowpay Turn Smartwatches into Payment Terminals

A new collaboration between Huawei and Luxembourg-based fintech Yowpay is pushing the boundaries of how — and where — payments can happen. The two companies have introduced what they describe as the first open banking-powered point-of-sale (POS) solution built directly into a smartwatch, effectively shrinking a payment terminal down to a wearable device. Payments from

Huawei and Yowpay Turn Smartwatches into Payment Terminals Read More »

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CARD PAYMENTS: Worldline’s PAYONE to Face ‘Nazi’ Related Allegations After Court Ruling of Historical Racism at the Company

PAYONE GmbH, a firm with historical court findings of racism and a key subsidiary of the struggling French payments giant Worldline, is heading to a high-stakes 7-day trial this October as its corporate culture and data security protocols come under the microscope. The upcoming trial follows appellate rulings which confirmed that staff at the firm

CARD PAYMENTS: Worldline’s PAYONE to Face ‘Nazi’ Related Allegations After Court Ruling of Historical Racism at the Company Read More »

Why the Delay? Worldline UK Seeks Further Time In Latest GDPR Compliance Extension

Before turning to the substance, it is worth setting out the timeline clearly: November 2025 – The Request There is a point in many data access requests where things shift. It stops being about process, and starts being about substance. That point seems to have been reached here. In November 2025, a request was made

Why the Delay? Worldline UK Seeks Further Time In Latest GDPR Compliance Extension Read More »

Delay, Then Non-Compliance? Worldline’s GDPR Transparency Test Begins

In January 2026, Worldline UK apologised to a data requester for causing “unintended anxiety” in its handling of an ongoing data subject access request. That acknowledgement followed shifting verification requirements, additional procedural steps, and the introduction of an external portal into what would ordinarily be expected to remain a straightforward statutory process. What has unfolded

Delay, Then Non-Compliance? Worldline’s GDPR Transparency Test Begins Read More »

Unzer and Verifone Partnership to Expand Unified In-Store Payments for Retailers

European payments provider Unzer is strengthening its collaboration with payment technology specialist Verifone as it expands its in-store point-of-sale capabilities, signalling a broader push to deliver fully integrated commerce solutions for merchants. The initiative builds on Unzer’s strong digital payments infrastructure and extends its offering into physical retail environments. By combining payment acceptance, data integration

Unzer and Verifone Partnership to Expand Unified In-Store Payments for Retailers Read More »

What Happens Next? Following a Live GDPR Access Request at Worldline UK

The Curious Case of Access Without Copies In its previous reporting, Loopline Media noted that Worldline UK had apologised for “unintended anxiety” arising from a request for personal data. Subsequent correspondence brings that underlying issue into sharper focus. The original request, dated 24 November 2025, was expressly framed as a request under Articles 12–15 UK

What Happens Next? Following a Live GDPR Access Request at Worldline UK Read More »

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Post-Brexit: data protection
Card processor sends sensitive data to wrong address
24 August 2022

Worldline SA subsidiary Payone GmbH has been accused of breaching data protection rules after it sent sensitive employee payroll information to the wrong address by accident. The Worldline Group holdS a 60% stake in the Frankfurt based company who have a small UK market presence.

In June 2021, one of Payone GmbH’s ex UK employees (the data subject) received a “potential data breach notification” from the firm advising him that his salary, National Insurance data, nationality (Special Category Data) was amongst various bits of information sent to an incorrect home address.

This included personal information such as the former employees name, age and address.  It also included details such as the date of birth and the amount of annual work bonus he received in his bank account amongst other identifiable data.

Payone GmbH confirmed that this document was sent out in error following an employee making a mistake when re-entering data processed by their third-party payroll provider.  The error arose when the employee was fulfilling an Article 15 GDPR request. The error was spotted by the data subject when he noticed in an email version of the document that the postal address was incorrect. An attempt to notify Payone GmbH of the error went in vain as the document was already irretrievably despatched.

The data subject was alarmed with the incident which exposed him to the possibility of fraudulent activity, amidst reasonable fears his data could end up on the dark web and used by criminals.  Habitually resident in the UK he complained to the Information Commissioner’s Office (ICO) in June 2021. He similarly raised the concern in Germany via The Hessian Commissioner for Data Protection and Freedom of Information (HBDI).

The ICO reprimanded Payone GmbH for the error in their final decision letter.
Similarly, the HBDI cited a violation of Article 5(f) of the General Data Protection Regulation (GDPR) relating to integrity and confidentiality.

The ICO stated in their July 2021 findings that Payone GmbH, “should take steps to ensure that all personal data records are accurate and up to date. Holding inaccurate information, such as addresses, does increase the risk of personal data breaches and poses risks to the security of information”.

The HBDI confirmed in their October 2021 findings that Payone GmbH had taken remedial action. They concluded that a monetary fine would not be imposed on Payone GmbH as they had taken technical and organisational steps in response to the data breach. Data subjects could now request their data in an autonomous portal.

The GDPR, which came into effect in 2018, gave the Information Commissioner’s Office greater powers to tackle data breaches. The new ‘UK GDPR’ charts its own course after Brexit whilst seeking to maintain EU GDPR adequacy.  In extreme scenarios, organisations face penalties of up to £20m or 4 per cent of their global worldwide turnover, whichever is more.

In the years prior to GDPR, the ICO fines were capped at £500,000.

The data subject said: “I am just glad I spotted it; they were going to resend the document again to another wrong address. Prior to Brexit the process would have been commenced via the ICO who in turn would liaise with the HBDI on the data subjects’ behalf; but I found myself communicating with both authorities separately which was an additional step but in the end was surprisingly
effective. Unfortunately, Payone GmbH again sent my incorrect address to the
Workers Pension Trust in January 2022, and documents yet again went to the wrong address. In my opinion they have not learned from the first time and my complaint is sitting with the ICO yet again”.

The former employee is pursuing a remedy under Article 82 UK GDPR via
the Court’s of England & Wales.

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