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Waves of Approval for South Coast Payments, A Local Payment Provider for SME’s

Leave a Comment / Fintech, Payments, Retail /

In an era where global giants dominate the merchant services landscape, there’s something refreshingly reassuring about local firms that offer a more intimate, personalised touch. South Coast Payments (SCP) is a shining example of this, embodying the essence of local merchant services and the unique benefits they bring to businesses and communities alike. Building Local […]

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Mastering Payments, Ecommpay Clicks with Mastercard

Leave a Comment / Digital, Fintech, General, Payments, Retail /

Ecommpay has integrated Mastercard’s Click to Pay technology into its online payment interface across the UK and Europe, as reported by Yahoo Finance. This partnership aims to streamline the payment process for both merchants and consumers by eliminating the need for passwords and manual card entry. Click to Pay leverages user recognition, network tokenization, and

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Global Banking Disruption Investigated Following Payment Delays

Leave a Comment / General, Payments /

International financial regulators are probing a significant disruption that temporarily hindered high-value transactions, including real estate closings, around the world on July 18. Swift, the organization overseeing global financial communications, acknowledged a critical “operational incident” that led to delays in money transfers. “We deeply regret the disruption and are working tirelessly to address the issue,”

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Thunes Announces Strategic Partnership with LianLian Global for Enhanced Cross-Border Payment Service

Leave a Comment / Fintech, Payments, Retail /

Thunes, a prominent Singapore-based payment firm, has announced a strategic partnership with LianLian Global, a Chinese e-commerce cross-border payment service provider. This collaboration integrates LianLian Global into the Thunes Global Network, aiming to streamline and enhance international payment solutions. In an official statement, Thunes highlighted that LianLian Global is introducing the LianLian Global Payout Service

Thunes Announces Strategic Partnership with LianLian Global for Enhanced Cross-Border Payment Service Read More »

From Checkout to Checkmate, Mollie and JTL Revolutionize E-Commerce Payments

Leave a Comment / Fintech, Payments, Retail /

JTL-Software GmbH, a prominent German e-commerce solutions provider, has announced a strategic partnership with Dutch financial services firm Mollie. This long-term collaboration, building on previous joint projects since August 2023, aims to integrate Mollie’s payment services into JTL’s e-commerce platforms seamlessly. This partnership brings advanced payment options and a more streamlined shopping experience to merchants

From Checkout to Checkmate, Mollie and JTL Revolutionize E-Commerce Payments Read More »

JD Wetherspoon Integrates Payit by NatWest for Seamless Payments

Leave a Comment / Payments, Retail /

UK pub chain JD Wetherspoon has incorporated Payit by NatWest into its mobile app, allowing customers to use Open Banking technology for food and drink payments. With this integration, Wetherspoon patrons across the UK can now pay for their orders directly through their banking app without needing to enter card details or create an account.

JD Wetherspoon Integrates Payit by NatWest for Seamless Payments Read More »

Klarna Prepares for 2025 IPO with Top Wall Street Banks

Leave a Comment / General /

Swedish buy-now-pay-later (BNPL) company Klarna is gearing up for a potential initial public offering (IPO) in the United States, possibly occurring in the first half of 2025. According to a recent report by the Financial Times, Klarna is in discussions with major financial institutions Goldman Sachs, JPMorgan Chase, and Morgan Stanley to serve as lead

Klarna Prepares for 2025 IPO with Top Wall Street Banks Read More »

Fiserv Achieves Perfect Score on Disability Equality Index for Third Year

Leave a Comment / Fintech, Payments, Retail, Wellbeing /

Fiserv, Inc. (NYSE: FI), a global leader in payments and financial services technology, has received a top score of 100 on the 2024 Disability Equality Index® for the third consecutive year. This distinction recognizes Fiserv as a “Best Place to Work for Disability Inclusion.” The Disability Equality Index, established in 2015 by Disabilityand the American

Fiserv Achieves Perfect Score on Disability Equality Index for Third Year Read More »

Adyen and Ventrata Enhance Partnership to Optimize Payments for Booking Platform

Leave a Comment / Fintech, Payments, Retail /

In a move set to redefine payment experiences within the booking industry, Adyen and Ventrata have announced an expansion of their partnership. This strategic alliance aims to integrate Adyen’s advanced financial technology with Ventrata’s leading booking platform, Ventrata Payments, enhancing real-time data processing and providing unified payment solutions. One of the most significant benefits of

Adyen and Ventrata Enhance Partnership to Optimize Payments for Booking Platform Read More »

AC Milan Debuts New Flagship Store in Milan’s Bustling Center

Leave a Comment / Retail /

AC Milan proudly announces the grand opening of its latest flagship store on Via Dante, a lively street in Milan’s vibrant core. This flagship store promises to be a prime destination for AC Milan supporters and a key attraction for tourists, merging the club’s iconic red and black spirit with the city’s unique style and

AC Milan Debuts New Flagship Store in Milan’s Bustling Center Read More »

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Post-Brexit: data protection
Card processor sends sensitive data to wrong address
24 August 2022

Worldline SA subsidiary Payone GmbH has been accused of breaching data protection rules after it sent sensitive employee payroll information to the wrong address by accident. The Worldline Group holdS a 60% stake in the Frankfurt based company who have a small UK market presence.

In June 2021, one of Payone GmbH’s ex UK employees (the data subject) received a “potential data breach notification” from the firm advising him that his salary, National Insurance data, nationality (Special Category Data) was amongst various bits of information sent to an incorrect home address.

This included personal information such as the former employees name, age and address.  It also included details such as the date of birth and the amount of annual work bonus he received in his bank account amongst other identifiable data.

Payone GmbH confirmed that this document was sent out in error following an employee making a mistake when re-entering data processed by their third-party payroll provider.  The error arose when the employee was fulfilling an Article 15 GDPR request. The error was spotted by the data subject when he noticed in an email version of the document that the postal address was incorrect. An attempt to notify Payone GmbH of the error went in vain as the document was already irretrievably despatched.

The data subject was alarmed with the incident which exposed him to the possibility of fraudulent activity, amidst reasonable fears his data could end up on the dark web and used by criminals.  Habitually resident in the UK he complained to the Information Commissioner’s Office (ICO) in June 2021. He similarly raised the concern in Germany via The Hessian Commissioner for Data Protection and Freedom of Information (HBDI).

The ICO reprimanded Payone GmbH for the error in their final decision letter.
Similarly, the HBDI cited a violation of Article 5(f) of the General Data Protection Regulation (GDPR) relating to integrity and confidentiality.

The ICO stated in their July 2021 findings that Payone GmbH, “should take steps to ensure that all personal data records are accurate and up to date. Holding inaccurate information, such as addresses, does increase the risk of personal data breaches and poses risks to the security of information”.

The HBDI confirmed in their October 2021 findings that Payone GmbH had taken remedial action. They concluded that a monetary fine would not be imposed on Payone GmbH as they had taken technical and organisational steps in response to the data breach. Data subjects could now request their data in an autonomous portal.

The GDPR, which came into effect in 2018, gave the Information Commissioner’s Office greater powers to tackle data breaches. The new ‘UK GDPR’ charts its own course after Brexit whilst seeking to maintain EU GDPR adequacy.  In extreme scenarios, organisations face penalties of up to £20m or 4 per cent of their global worldwide turnover, whichever is more.

In the years prior to GDPR, the ICO fines were capped at £500,000.

The data subject said: “I am just glad I spotted it; they were going to resend the document again to another wrong address. Prior to Brexit the process would have been commenced via the ICO who in turn would liaise with the HBDI on the data subjects’ behalf; but I found myself communicating with both authorities separately which was an additional step but in the end was surprisingly
effective. Unfortunately, Payone GmbH again sent my incorrect address to the
Workers Pension Trust in January 2022, and documents yet again went to the wrong address. In my opinion they have not learned from the first time and my complaint is sitting with the ICO yet again”.

The former employee is pursuing a remedy under Article 82 UK GDPR via
the Court’s of England & Wales.

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